Terms of Use

Last updated: March 30, 2024

Welcome to ToastBeans


Please read this Terms of Use (the “Agreement”) carefully. By downloading or using the App, or otherwise indicating your agreement, you are consenting to this Agreement, including the policies referred to herein. At all times herein, “we” or “us” or “our” refers to Firewood Investments LLC and “you” or "your” or “user” refers to the user who has opened an account with ToastBeans.

This Agreement is between you and Firewood Investments LLC concerning your use of (including any access to) our website(s) and mobile application known as ToastBeans (or simply "the app", or "app", or "App"), toastbeans.com, and any other ToastBeans website or mobile application that posts a link to this Agreement.

Changes to this Agreement


We may revise this Agreement from time to time by updating this document. The most updated version of this Agreement will be made available for your review by any reasonable means, including by posting a revised Agreement under a link in the App or otherwise through the App (but no changes will apply to any dispute that previously arose between you and us). You agree to review this Agreement periodically for changes. Your use of the App after any changes to this Agreement will constitute your acceptance of the changes. We (and/or a third party, as applicable) may, at any time, modify or discontinue all or part of the App (including the content provided by such third party); or charge, change or waive any fees required to use the App.

Jurisditional issues


The App is controlled or operated (or both) from the United States. This Agreement and your use of our app and services will be governed by the laws of the United States, even if you are using the app in other jurisdictions. The App may not be appropriate or available for use in some non-U.S. jurisdictions. The services/products offered on the App are not available in any jurisdiction where it would be unlawful to do so. Any use of the App is at your own risk, and you must comply with all applicable laws, rules and regulations in doing so. We may limit the App’s availability at any time, in whole or in part, to any person, geographic area or jurisdiction that we choose.

Rules of Conduct


In connection with the App, you must not:
  • Use the App for any purpose that is commercial, or fraudulent or otherwise unlawful.
  • Harvest or collect information about users of the App; restrict or inhibit any other person from using the App; disrupt the operation of the App or the servers or networks used to make the App available, including by hacking or defacing any portion of the App; or violate any requirement, procedure or policy of any such server or network.
  • Reproduce, modify, adapt, translate, create derivative works of, sell, rent, lease, loan, timeshare, distribute or otherwise exploit any portion of the App, except as expressly authorized herein.
  • Reverse engineer, decompile or disassemble any portion of the App, except where such restriction is expressly prohibited by applicable law; remove any copyright, trademark or other proprietary rights notice; or frame or mirror any portion of the App, or otherwise incorporate any portion of the App into any product or service.
  • Systematically download and store App content, or use any robot, spider, site search/retrieval application or other manual or automatic device to retrieve, index, “scrape,” “data mine” or otherwise gather App content, or reproduce or circumvent the navigational structure or presentation of the App.


Disclaimer


You agree and confirm, and by use of our app, you have consented to your acceptance of the following statement: WE DO NOT GUARANTEE THE ACCURACY OR RELIABILITY OF ANY MARKET DATA AND OTHER INFORMATION PROVIDED ON OUR APP AND ACCEPT NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING FROM ANY INACCURACIES OR OMISSIONS.

Limitation of Liability


TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW: (A) Firewood Investments LLC WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES OF ANY KIND, UNDER ANY CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHER THEORY, INCLUDING DAMAGES FOR LOSS OF PROFITS, USE OR DATA, LOSS OF OTHER INTANGIBLES, LOSS OF SECURITY OF INFORMATION (INCLUDING UNAUTHORIZED INTERCEPTION BY THIRD PARTIES OF ANY INFORMATION), EVEN IF ADVISED IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES; (B) WITHOUT LIMITING THE FOREGOING, WE WILL NOT BE LIABLE FOR DAMAGES OF ANY KIND RESULTING FROM YOUR USE OF OR INABILITY TO USE THE APP OR FROM ANY PRODUCTS OR THIRD PARTY MATERIALS, INCLUDING FROM ANY VIRUS THAT MAY BE TRANSMITTED IN CONNECTION THEREWITH; (C) YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE APP OR ANY PRODUCTS OR THIRD PARTY MATERIALS IS TO STOP USING THE APP; AND (D) THE MAXIMUM AGGREGATE LIABILITY FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, SHALL BE THE GREATER OF (1) THE TOTAL AMOUNT, IF ANY, PAID BY YOU TO BY US TO USE THE APP, AND (2) TEN U.S. DOLLARS ($10). ALL LIMITATIONS OF LIABILITY OF ANY KIND (INCLUDING IN THIS SECTION AND ELSEWHERE IN THIS AGREEMENT) ARE MADE FOR THE BENEFIT OF BOTH Firewood Investment LLC AND THE AFFILIATED ENTITIES, AND THEIR RESPECTIVE SUCCESSORS AND ASSIGNS.

Proprietary Rights


We own the App, which is protected by proprietary rights and laws. All trade names, logos, product and service names, company names, trademarks and service marks owned by Firewood Investments LLC and/or its affiliates on the App (the ToastBeans Marks”) are the property of Firewood Investments LLC and/or its affiliates. Nothing contained on the App should be construed as granting any right to use any trade names, trademarks, service marks or logos without the express prior written consent of the owner.

Indemnity


To the fullest extent permitted under applicable law, you agree to defend, indemnify and hold harmless Firewood Investments LLC from and against all claims, liabilities, damages, judgments, awards, losses, costs, expenses and fees (including attorneys’ fees) arising out of or relating to (a) your use of, or activities in connection with, the App; and (b) any violation or alleged violation of this Agreement by you.

No Recommendations or Investment Advice.


Firewood Investments LLC is not an investment adviser or a broker-dealer. It does not provide investments or financial advice or offer securities for sale. ToastBeans is currently available in English. ToastBeans features can be explored by downloading the App and opening an account with a valid email.
Please note that any content provided by our app (including any market data or other financial information available through the App) is made available for informational and educational purposes only, and is not intended to be a recommendation of any specific investment or investment strategy. You are solely responsible for evaluating the merits and risks associated with the use of any content provided by our app before making any decisions based on such content. You agree not to hold us liable for any possible claim for damages arising from any decision you make based on the content in our app or other information made available through our app by third-party websites. Past performance data should not be construed as indicative of future results.

Restrictions on Content and Use of Service



In addition, you agree not to use the Service to: in any unlawful manner or in any other manner that could damage, disable, overburden or impair the Service; impersonate any person or entity, or falsely state or otherwise misrepresent yourself, your age or your affiliation with any person or entity; post or otherwise make publicly available on the Service any private information of any third party, including addresses, phone numbers, email addresses, Social Security numbers and credit card numbers; post or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; post or otherwise make available content that would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national or international law; violate any applicable law or regulation while accessing and using the Service, including, without limitation, the rules and regulations of the U.S. Securities and Exchange Commission and the national or other securities exchanges (especially and including the rule against making false or misleading statements to manipulate the price of any security); interfere with the working of our Services, or impose an unreasonable or disproportionately large load on our infrastructure; forge headers or otherwise manipulate identifiers in order to disguise the origin of any information transmitted by you; or post or otherwise make available any information that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements).

User Content Posted on the Service



You are solely responsible for the Content that you post on or through our app, or otherwise transmit to or share with other Users (collectively, the "User Content"). You shall not (and shall not permit any third party to) create, upload, download, post, submit or otherwise distribute or facilitate distribution of any User Content on or through the Service, that:
you did not create or have permission to post; infringes any patent, trademark, trade secret, copyright, moral right, right of publicity, right of privacy, or other right of any other person or entity or violates these Terms or any law or contractual duty (see our Notice of Infringement - DMCA policy below); you know is false, misleading, untruthful or inaccurate; defames, libels, ridicules, mocks, disparages, threatens, harass, intimidates or abuses anyone; attempts to impersonate any other party; harvests or otherwise collects information about users without their consent; uses tools which anonymize your internet protocol address (e.g. anonymous proxy) to access the Service; constitutes unauthorized or unsolicited advertising, junk or bulk email or pyramid schemes; includes anyone’s identification documents or sensitive financial information;
You acknowledge that ToastBeans does not pre-screen, endorse or approve User Content, but that ToastBeans shall have the right (but not the obligation) in its sole discretion to refuse, delete or remove any User Content that is available via the Service, including in connection with violations of the letter or spirit of the Terms or for any other reason. You are solely responsible at your sole cost and expense for creating backup copies and replacing any User Content you post or store on the Service or otherwise provide to the Company.
WE ALSO RESERVE THE RIGHT, AT ALL TIMES AND IN OUR SOLE DISCRETION, TO DISCLOSE ANY USER CONTENT AND OTHER RELATED INFORMATION FOR ANY REASON, including without limitation (a) to satisfy any applicable law, regulation, legal process or governmental request; (b) to enforce the terms of the Agreements; (c) to protect ToastBeans legal rights and remedies; (d) if we, in our reasonable discretion, believe that someone’s health or safety may be threatened; or (e) to report a crime or other offensive behavior. Contact Us
If you have any questions about this Terms and Conditions, please email toastbeansapp@gmail.com.